Wednesday, September 16, 2009

Choosing the Best Way to Invest


Most unit trust managers offer you a choice of ways to invest.

As A Lump Sum
The minimum lump sum investment in a unit trust is typically in the Start with Mininum RM1000. There is no limit on how much you can save and invest in a unit trust, though if you are making a very large investment, it is usually advisable to spread your holdings among different funds so that you do not have all your eggs in one basket.?

If you are worried that the stock market could fall back from a peak just as you invest your lump sum, you could consider investing it gradually through a regular savings plan.

Via A Regular Savings Plan
Regular savings plan allows investors to put in a set amount monthly to the unit trust of their choice. Usually the minimum initial amount is RM1000 though it may vary with fund managers. The minimum monthly additional investments usually start from RM100. This is a convenient way of saving, as monthly additional investments are usually paid through a bank’s standing instructions.?

The regular savings plan is also flexible since they are not tied to a particular period of time. This can enhance the returns from unit trust that performs reasonably well over a long period. An advantage of the regular savings plan is that they even out fluctuations in unit price. The same investment each month will buy more units when the price is lower and fewer when the prices are high. The effect of ringgit cost averaging, as it is called, is to make the overall cost of units slightly cheaper. Of course, another advantage is that you can cash in the whole lot or part of it without penalty on any business day. Regular savings plan can improve returns significantly in the long run.

Why Choice Unit Trust?

Why Choice Unit Trust




With the proliferation of various types of investment products in recent years, people often look for a straight forward, professionally managed investment opportunity that caters for basic investment needs. Public Mutual Berhad has succeeded in meeting those needs with its unit trust funds.

Children’s Education.

Unit trust can help you to cover the spiralling cost of education for your children or grandchildren. The sooner you start your plan, the lesser will be the burden. Time can be your greatest ally. Go to Education Planning for more details.


Home Ownership.

Unit trust can help you to pay off your mortgage earlier, purchase a bigger house or upgrade your existing house. As with any plan, start early. Many bricks build a castle. Go to Home Ownership Planning for more details.

Retirement.

Growing old and retiring is inevitable. It is never too early to plan for retirement even though you have the comfort of the Employees’ Provident Fund (EPF). You have the right and choice to retire in dignity. Retire comfortably. Plan a nest for your retirement home, orchard and the likes. Unit trust can help do the job. Go to Retirement Planning for more details.


Cash Reserves.

The only certainty in life is the uncertainty or unexpected emergencies. Unit trust can help you to set aside some cash for rainy days.
Regardless of your own needs and wants, unit trust makes sense, for potential return and security.

Saturday, August 22, 2009

Education Planing




Unit trust can help you to cover the spiralling cost of education for your children or grandchildren. The sooner you start your plan, the lesser will be the burden. Time can be your greatest ally. Go to Education Planning for more details.

Friday, August 21, 2009

Hi Malaysian, Are you want to Financial Freedom?

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Cara simpan Duit dengan Bijak, Cuba simpan duit di dalam Unit Amanah ( Unit Trust ),
Saya tak akan ajar benda yang tak pernah Cuba.Hanya satu bank di malaysia akan kasih interest PALING KURANG 12%.
Nak Tahu Bank yang mana? Email me: k_ym21@yahoo.com.I will let u know .

Kalau nak hidup senang, Kita perlu cari duit. Kalau nak Kaya, Biar Duit cari kita.
Biar Duit Kerja Untuk Kita...
Public Mutual In Malaysia


Ini bukan Skim Cepat Kaya, Ia adalah salah satu Bank di malaysia.



Are you happy with the interest returns from your saving,
Fixed Deposit (3%),
Your EPF return (5%)?
Why not save in Unit Trust with a mininum return rate of 10%Interest?


Example:

Case Study 1# :IF you have saving RM 50,000.00 in your Fixed Deposit,
Per year Interest around 3% the amount you get around Rm 1500.00

Case Study 2# :IF you have saving RM 50,000.00 in your EPF,
Per Year Interst around 5% the amount you get around RM 2500.00

Case Study 3# :IF you have saving RM 50,000.00 in Unit trust,(the bank I try saving)
Per Year Interest MININUM 12% the amount You Get around RM 6000.00

* Can You See The Same Amount of Money, and the different of Return you get?
so why not you try saving your money In this Unit Trust?

saya pasti anda akan tanya, betulke? Apa itu Unit Amanah?

Click here to see the what is Unit trust?

It is highly recommended by all leading banks in Malaysia. It started 29 years ago, and until now has performed with excellence.
For more Information pls call me or send me an email, and sms your ( hp no ) we will call and explain more details.
Please call Miss Lye : +6013-7469739
Mr Eswaran: +013-7151298